We had a number of car dealers from Houston to Louisiana hire us to defend dealer floorplan lawsuits, mostly by Nextgear. These dealers were, for the most part, established businesses that couldn't keep current on the fees and curtailments that they were being charged by their floorplan lenders.
If you find yourself with large storm losses, I suggest that you first talk to a peer dealer who faced a similar position but worked through it.
Talk to your accountant, talk to your insurance representative, talk to FEMA. Don't expect a lot of understanding from your floorplanner. Look at the possibility of getting an SBA loan to cover your floorplan debt.
If you get sued by your floorplan lender in Indiana, call us at 317-662-4529. The worst thing you can do is let the floorplan company get a default judgment on a lawsuit.
(Video from ABC News via youtube.com)
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