A couple of businesses that said they were spammed by dispute letters purporting to be from consumers but really from Lexington Law received a jury verdict on a claim of fraud according to this article at InsideArm.com.
This is a good time to remind people that a credit repair agency can't do anything you can't do for yourself. Credit bureaus and creditors have to fully process legitimate dispute letters, but they don't have to give the same weight to mass generated letters not backed by a good faith dispute. If you want your dispute considered, you should write the letter yourself and explain why you dispute the item.
I don't like these companies because the spam disputes cause companies to disregard good faith dispute letters, and that makes it harder for consumers with real disputes to get them addressed.
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