About The Consumer Law Office of Steve Hofer

Steve Hofer has been practicing consumer law in Indiana for more than 20 years. He is a former Indiana State Chairperson of the National Association of Consumer Advocates, a national organization of attorneys striving for fairness in the consumer marketplace. Contact me by phone at 317-662-4529 or via email at hoferlawindyATgmail.com. You can also leave a message through my website at www.hoferlawindy.com.

Friday, April 17, 2015

Victory on Credit Repair Organizations Act Venue Dispute

We just received word from the United States District Court for the Southern District of Indianapolis that we defeated a motion to dismiss filed by Texas Credit Repair Organization, White Jacobs & Associates, Inc.

A little background: most credit repair companies attract clients from all over the United States. They have contracts which they try to bring any case that is filed against them into their home states.  It is usually very hard, if not practically impossible for a consumer in a different state to sue the credit repair company in its home state.  It would be better if the federal Credit Repair Organization Act had a specific provision establishing venue in the state of the consumer, but the statute has no such provision.  If you are looking at this post because you are facing a venue argument by a Credit Repair Organization or Credit Services Organization, you should read the recent decision linked here.
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